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Set at the end of a peaceful cul-de-sac in Bend Oregon, this 3-bedroom, 2-bathroom home on 3.17 acres offers privacy, functionality, and country living with 2.9 acres of irrigation rights. The fenced and cross-fenced property features pasture views, an irrigation pond, and space ideal for horses, livestock, hobby farming, RV storage, or recreational equipment. Inside, the updated home includes wood-look flooring, stainless steel appliances, and energy-efficient ductless heating and cooling. Covered parking, a shed, and lean-to provide flexible space for animals, storage, or projects. Approved ADU potential creates opportunities for multigenerational living, guest quarters, rental income, or a private home office. A versatile Central Oregon acreage property combining rural tranquility, usable land, and modern updates.
A rough estimate, not a quote. Loan amount $340,000 · $85,000 down · 30 year term.
Insurance starts at $1,000 per $300K of price each year. Type your quote to replace it.
3.17 acres on the county assessor’s map, tax lot 161227CD01800 · County record
Lot lines come from the county assessor’s tax maps. They show the recorded shape of a parcel, not a survey, and they are not a legal boundary. Order a survey before you rely on a line.
3.17 acres on the county assessor's map. Tax lot 161227CD01800, Deschutes County Assessor's Office. Lot lines come from the county assessor’s tax maps. They show the recorded shape of a parcel, not a survey, and they are not a legal boundary. Order a survey before you rely on a line. Roads, rivers and lakes: US Census TIGER/Line 2024, drawn in this map's own projection.
2 listings of every type for sale. Tap a place for its numbers, or slide the price.
In Bend, the largest city in Central Oregon, between the high desert and the Cascades.
Every active and pending listing of every property type on the regional MLS through Oregon Data Share inside the recorded boundary of Bend, plus the closes of the last 30 days. Counts and medians cover every listing read for this map. The map outlines 61 of the 1,001 places with a recorded boundary here; listings outside an outline are counted and drawn as dots with no outline to tap. Roads, rivers and lakes: US Census TIGER/Line 2024, drawn in this map's own projection.
Education
| Date | Event | Price |
|---|---|---|
| Aug 27, 2026 | Price change | $425,000$25K down |
| Jul 22, 2026 | Listed | $450,000 |
$467 per sq ft
36 days on market. Bend median to pending is 22 days.
HOA $62 per month. Tax $1,352 per year.
The full analysis names every comparable sale and shows the adjustment we made for each one.
Listing fields from Spark. Place median from the live pulse. This is an estimate, not an appraisal. It is not a guarantee of price. See our terms.
This home sits in Rancho El Sereno. 3 recorded documents govern it.
Documents marked with a book, page or instrument number are copies of instruments recorded in Deschutes County, Oregon. Nothing in those records marks a declaration as current or superseded. Later amendments may exist that are not shown here. Confirm the governing chain through title before relying on it. See Rancho El Sereno.
New listings
Monthly cash flow, cap rate, and cash-on-cash return at this price. Adjust the numbers to your own financing and rent.
Estimate $2,336 ($2,100 to $2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.
Cash flow
-$755/mo
Cap rate
4.3%
Cash on cash
-10.7%
Cash needed
$85,000
At $425,000 with 20% down, this property runs $755 per month negative. Adjust the price, down payment, or rent to find what works.
Monthly cash flow
| Year | Value | Equity | Cash flow |
|---|---|---|---|
| 1 | $437,750 | $101,204 | -$9,056 |
| 2 | $450,883 | $118,040 | -$8,694 |
| 3 | $464,409 | $135,537 | -$8,325 |
| 5 | $492,691 | $172,644 | -$7,565 |
| 10 | $571,164 | $279,402 | -$5,527 |
| 20 | $767,597 | $572,777 | -$793 |
| 30 | $1,031,587 | $1,031,587 | $4,978 |
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Listing courtesy of High Desert Realty, LLC, agent Rosann Garza, 541-312-9449
Data last updated September 3, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
Median close price $750,000 in Aug 2026, down 5.7% from Aug 2025.
Sep 2024 to Aug 2026 (24 months) · Market Truth leftover, Bend city, monthly median close. Completed months only.
This home is listed at $425,000, 55.4% below the Bend median list price. See full Bend market →