Ponderosa Pines
An acre under the pines, and a paved road that gets you there year round.
Three bedrooms and two baths, now offered just under $550K in La Pine's Ponderosa Pines.
Inside, the living room leans into cold Central Oregon nights with a wood stove and stone surround under vaulted ceilings. The kitchen wears knotty pine cabinetry and tiled counters, with stainless appliances including a wall oven and built in microwave. The third bedroom flexes into a home office, guest room, hobby space or reading nook. The primary suite keeps its own dual vanity bath and walk in closet, and a mud room off the garage keeps the mess out of the house.
Floors, paint, trim, doors, lighting and ceiling fans are already updated. The garage is heated, with an RV hookup next to the gravel parking pad. Outside, a gated fence, mature trees, an irrigated lawn and a converted home gym put the acre to work.
Room to breathe, land to use, and a price that finally lets you in.
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Loan amount $440,000 · $110,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Adjust the numbers to your own financing and rent.
Estimate $2,336 ($2,100–$2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.
At $549,900 with 20% down, this property runs $1,488 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Listing courtesy of Real Broker, agent Breanne Bauer, 855-450-0442
Data last updated August 14, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
Source: Spark MLS. Active inventory.