An acre under the pines, and a paved road that gets you there year round.
Three bedrooms and two baths, now offered just under $550K in La Pine's Ponderosa Pines.
Inside, the living room leans into cold Central Oregon nights with a wood stove and stone surround under vaulted ceilings. The kitchen wears knotty pine cabinetry and tiled counters, with stainless appliances including a wall oven and built in microwave. The third bedroom flexes into a home office, guest room, hobby space or reading nook. The primary suite keeps its own dual vanity bath and walk in closet, and a mud room off the garage keeps the mess out of the house.
Floors, paint, trim, doors, lighting and ceiling fans are already updated. The garage is heated, with an RV hookup next to the gravel parking pad. Outside, a gated fence, mature trees, an irrigated lawn and a converted home gym put the acre to work.
Room to breathe, land to use, and a price that finally lets you in.
A rough estimate, not a quote. Loan amount $439,920 · $109,980 down · 30 year term.
Insurance starts at $1,000 per $300K of price each year. Type your quote to replace it.
4 listings of every type for sale, 1 sold in the last 30 days. Pinch or scroll to zoom. Tap a place to open it, a mark to open the home.
sold in the last 90 days
1.01 acres on the county assessor's map, tax lot 221006C002900 · County record. Deschutes County Assessor's Office.
Lot lines come from the county assessor’s tax maps. They show the recorded shape of a parcel, not a survey, and they are not a legal boundary. Order a survey before you rely on a line.
In La Pine, high desert near the Cascade Lakes and Newberry National Volcanic Monument.
Every active and pending listing of every property type on the regional MLS through Oregon Data Share inside the recorded boundary of La Pine. The wash is sales density of closes in the last 90 days; homes for sale and pending stay as marks. Pulses and the sold count are the closes of the last 30 days. Counts and medians cover every listing read for this map. The map outlines the 59 places with a recorded boundary; listings outside them are counted and drawn as dots with no outline to tap. Roads, rivers and lakes: US Census TIGER/Line 2024, drawn in this map's own projection.
La Pine
Source: leftover membership, active single-family houses in La Pine. This price is the published list price. Months of supply = active listings divided by average monthly closings over the last 6 months (homes closed in the last 6 months divided by 6). 4 months of supply or less is a seller's market, above 4 and under 6 is balanced, 6 or more is a buyer's market. · updated Sep 4, 2026
43 of 194 La Pine sales closed in $350–400K
| Date | Event | Price |
|---|---|---|
| Aug 13, 2026 | Listed | $550,000 |
This home sits in Ponderosa Pines Second Addition. 15 recorded documents govern it.
Documents marked with a book, page or instrument number are copies of instruments recorded in Deschutes County, Oregon. Nothing in those records marks a declaration as current or superseded. Later amendments may exist that are not shown here. Confirm the governing chain through title before relying on it. See Ponderosa Pines Second Addition.
Monthly cash flow, cap rate, and cash-on-cash return at this price. Adjust the numbers to your own financing and rent.
Estimate $2,336 ($2,100 to $2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.
Cash flow
-$1,531/mo
Cap rate
3.0%
Cash on cash
-16.7%
Cash needed
$109,980
At $549,900 with 20% down, this property runs $1,531 per month negative. Adjust the price, down payment, or rent to find what works.
Monthly cash flow
| Year | Value | Equity | Cash flow |
|---|---|---|---|
| 1 | $566,397 | $130,946 | -$18,377 |
| 2 | $583,389 | $152,729 | -$18,042 |
| 3 | $600,891 | $175,369 | -$17,700 |
| 5 | $637,485 | $223,381 | -$16,997 |
| 10 | $739,020 | $361,514 | -$15,110 |
| 20 | $993,181 | $741,106 | -$10,728 |
| 30 | $1,334,752 | $1,334,752 | -$5,386 |
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
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Listing courtesy of Real Broker, agent Breanne Bauer, 855-450-0442
Data last updated September 5, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
