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Your private retreat awaits in Ponderosa Pines! This 3-bedroom, 2-bath home is nestled on nearly 1.5 treed acres that backs directly onto expansive community property, offering privacy and a front-row seat to nature. The vaulted dining room is flooded with natural light, offering perfect views of your outdoor sanctuary, including a fire pit and water feature.
Two bedrooms, a full bath, and a laundry room on the main level, with a spacious bonus room and third bedroom and a full bath upstairs--perfect for a home office or guest suite.
Don't miss the 2-car attached garage, dedicated boat shed, greenhouse for your garden, and a playhouse.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $380,000 · $95,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,336 ($2,100–$2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.
At $475,000 with 20% down, this property runs $1,137 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Listing courtesy of Bend Premier Real Estate LLC, agent Rachel Kahler, 541-323-2779
Data last updated August 1, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
