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Discover Central Oregon living in the highly desirable Ponderosa Pines community! Built in 2025, this beautifully designed single-level home offers 4 bedrooms, an open-concept layout, and a vaulted great room filled with natural light. The spacious, upgraded kitchen flows seamlessly into the living and dining areas, creating an inviting space for everyday living and entertaining. A large pantry, generous mudroom, abundant storage, and attached 2-car garage make it easy to stay organized and live comfortably throughout the seasons. Set on a private, wooded lot surrounded by mature ponderosa pines, the property is ready for every Central Oregon adventure with full RV hookups, hot tub prewiring, and a partially constructed 24x48x16 shop with the remaining kit on site and 200-amp service. Enjoy community water, maintained roads, snow removal, Firewise mitigation, and easy access to the Deschutes River, Cascade Lakes, Wickiup Reservoir, Mt. Bachelor, and year-round outdoor recreation.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $500,000 · $125,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,799 ($2,525–$3,225) · HUD Fair Market Rent (FY2025), Deschutes County, 4BR. Edit to your own number.
At $624,900 with 20% down, this property runs $1,325 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Listing courtesy of eXp Realty, LLC, agent Ryan McGlone, 888-814-9613
Data last updated August 5, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
