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Set on a manicured .27-acre lot, this single-level home offers a private canal-front setting with peaceful seasonal water views. Inside, light hickory hardwood floors and vaulted ceilings in the living room, family room, and kitchen keep the interior open and bright. Warmed by a gas fireplace, the family room connects to a rear deck with a retractable awning that overlooks a spacious backyard, perfect for year-round outdoor living. The updated kitchen pairs granite countertops and backsplash with newer stainless appliances, a Bosch dishwasher, a pantry, and a breakfast nook with wraparound windows framing the canal. In the primary suite, tray ceilings complement a double vanity, walk-in closet, and a soaking tub with canal views, while a third room works as a home office, 3rd bedroom, or flex space. Amenities include a whole-home humidifier, a 2-year-old roof, and built-in surround sound. A covered front porch faces a quiet, tree-lined street, just over 10 minutes to downtown Bend.
A rough estimate, not a quote. Your lender gives you the real number.
Loan amount $508,000 · $127,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Adjust the numbers to your own financing and rent.
Estimate $2,336 ($2,100–$2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.
At $635,000 with 20% down, this property runs $2,129 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Listing courtesy of RE/MAX Key Properties, agent Matt Johnson, 541-728-0033
Data last updated August 8, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.