Desirable Starwood! Rare main level home features 4 bedrooms plus a flexible front room ideal for a living room, office, workout space, or den, plus 2 full bathrooms and a spacious primary suite with a large walk-in closet. Kitchen offers eating area and generous pantry, while the central living space features vaulted ceilings & large windows showcasing sunsets over the Cascade Mtns. & mature trees. Relax on the back deck (w/ Hot tub) & enjoy the seasonal wildlife and natural surroundings. Backyard privacy abounds with undeveloped HOA maintained open space to the South; the setting private, quiet, and secluded. Starwood amenities include an off-leash dog park, 1.4-mile loop trail, gated RV and boat storage, private green waste dump, wildlife pond, and Galaxy Park featuring a playground, picnic area, basketball court, horseshoe pit, soccer field, and open green space--all within more than 160 acres of private land. Don't forget the awesome access to schools, shops (Costco), & much more!
A rough estimate, not a quote. Loan amount $519,920 · $129,980 down · 30 year term.
Insurance starts at 0.35% of price each year. Type your quote to replace it.
4 listings of every type for sale.
sold in the last 90 days
0.19 acres on the county assessor's map, tax lot 161228DD03700 · County record. Deschutes County Assessor's Office.
Lot lines come from the county assessor’s tax maps. They show the recorded shape of a parcel, not a survey, and they are not a legal boundary. Order a survey before you rely on a line.
In Bend, the largest city in Central Oregon, between the high desert and the Cascades.
Every active and pending listing of every property type on the regional MLS through Oregon Data Share inside the recorded boundary of Bend. The wash is sales density of closes in the last 90 days; homes for sale and pending stay as marks. Pulses and the sold count are the closes of the last 30 days. Counts and medians cover every listing read for this map. The map outlines 61 of the 1,001 places with a recorded boundary here; listings outside an outline are counted and drawn as dots with no outline to tap. Roads, rivers and lakes: US Census TIGER/Line 2024, drawn in this map's own projection.
Bend
Source: leftover membership, active single-family houses in Bend. This price is the published list price. Months of supply = active listings divided by average monthly closings over the last 6 months (homes closed in the last 6 months divided by 6). 4 months of supply or less is a seller's market, above 4 and under 6 is balanced, 6 or more is a buyer's market. · updated Sep 6, 2026
405 of 2143 Bend sales closed in $500–600K
| Date | Event | Price |
|---|---|---|
| Aug 5, 2026 | Price change | $650,000$15K down |
| Jul 30, 2026 | Price change | $665,000$10K down |
| Jul 8, 2026 | Listed | $675,000 |
This home sits in Starwood. 14 recorded documents govern it.
Documents marked with a book, page or instrument number are copies of instruments recorded in Deschutes County, Oregon. Nothing in those records marks a declaration as current or superseded. Later amendments may exist that are not shown here. Confirm the governing chain through title before relying on it. See Starwood.
Monthly cash flow, cap rate, and cash-on-cash return at this price. Adjust the numbers to your own financing and rent.
Estimate $2,799 ($2,525 to $3,225) · HUD Fair Market Rent (FY2025), Deschutes County, 4BR. Edit to your own number.
Cash flow
-$1,775/mo
Cap rate
3.1%
Cash on cash
-16.4%
Cash needed
$129,980
At $649,900 with 20% down, this property runs $1,775 per month negative. Adjust the price, down payment, or rent to find what works.
Monthly cash flow
| Year | Value | Equity | Cash flow |
|---|---|---|---|
| 1 | $669,397 | $154,758 | -$21,304 |
| 2 | $689,479 | $180,503 | -$20,900 |
| 3 | $710,163 | $207,260 | -$20,487 |
| 5 | $753,412 | $264,003 | -$19,638 |
| 10 | $873,411 | $427,256 | -$17,362 |
| 20 | $1,173,792 | $875,877 | -$12,074 |
| 30 | $1,577,478 | $1,577,478 | -$5,628 |
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Like this house
Listing courtesy of Stellar Realty Northwest, agent Scott Cruikshank, 541-508-3148
Data last updated September 6, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
