Central Oregon
6 posts in Market Analysis
How Federal Policy Reaches a Central Oregon Closing TableFour channels from Washington to a Bend closing: the Fed and the 10-year, the 2026 tax numbers, the cost of building, and the loan programs, with the figures that verified.
How Mortgage Rates Are Set: The Fed, the 10-Year, and the SpreadThe Fed cut 1.75 points and the average mortgage rate fell a tenth. The 10-year Treasury and the spread set your rate, and here are the current numbers with their dates.
The Rate Lock-In Effect and Bend's Housing SupplyFHFA's 2026 Q1 rate distribution, the payment gap that keeps owners put, and Bend's active inventory by year from 2017 to 2026. It has been loosening, not tightening.
Is Now a Good Time to Buy in Bend?Read your price band, not the national headline. The local signals that matter, concessions versus price cuts, and when waiting makes sense. Live numbers on the market page.
Understanding Months of Supply and What It Means for Your MarketMonths of supply is the one number behind who holds the leverage in a housing market. How it works, and where every Central Oregon town stands as of July 2026.Price Per Square Foot Trends Across Central OregonPrice per square foot is the cleanest way to compare markets and neighborhoods. Where every Central Oregon community stands as of June 2026 closings.Index