Home Warranties in Oregon: Who Pays?

No. Oregon's real estate license law and the Oregon Real Estate Agency's rules do not require one. Whether there is a home warranty, and who pays for it, is a choice the buyer and seller make in the sale agreement.

Whoever the sale agreement says. The standard Oregon sale agreement has a home warranty section where the parties check whether a plan will be bought for the buyer, write in the plan and its cost, and check whether the buyer or the seller orders and pays for it. The printed form does not lean either way.

If your signed contract says the buyer pays, that is the deal unless both sides sign a change. Customs from other states do not carry over, so if you want the seller to pay, ask for it in the offer or in a signed addendum.

No. Oregon's seller's property disclosure form asks about warranties on specific building materials and products, not about a home warranty plan.

That depends on the plan. Your broker can explain the coverage options, and the warranty company can tell you what its plan does and does not cover.

Have a question about your own sale? Talk with a Ryan Realty broker, and we will walk you through it.