Central Oregon
15 posts in Buying Guides
Septic Systems in an Oregon Home SaleWho pumps the tank, who pays for the septic inspection, and what happens if problems turn up, under Oregon's standard septic addendum.
Home Warranties in Oregon: Who Pays?Whether there is a home warranty in an Oregon sale, and who pays for it, is set in the sale agreement. Here is how that section works.Closing Costs for Home Buyers in Bend, OregonLender fees, title and escrow, the county recording fee, prepaids, FHA and VA program fees, and no transfer tax. Plus how a seller credit changes the cash you bring.
How to Choose the Right Mortgage in Central Oregon (2026 Limits)Five loan programs with the 2026 Deschutes County limits, fees, and income caps from FHFA, HUD, the VA, and USDA, plus what changed on credit scores and PMI.
Homeowners Insurance in Central Oregon: What to Know Before You OfferQuotes vary by address because carriers model wildfire themselves. What the state changed, the FAIR Plan cap, flood and earthquake, and the mitigation that lowers the number.
Working with a Buyer's Agent in Bend (Buyer-Broker Rules)Why the written agreement exists, what you sign before showings, how the fee gets paid on a real Bend deal, and why it matters most at a model home.
Westside vs Eastside Bend: Price, Walkability, and Trade-offsWest of the river is older, walkable, and pricier per square foot. East is newer, flatter, and more house for the money. The trade in plain terms, with the districts on each side.
Property Taxes in Bend and Deschutes County, ExplainedOregon taxes assessed value, not what you paid. How Measure 50 works, how to look up any account, when the bill is due, how it is prorated at closing, and the 2026 relief programs.
Buying New Construction in Bend and RedmondThe builder's representative works for the builder. How to buy a new home in Bend or Redmond with your own broker: the contract, the upgrades, the inspections, the rate lock, and the warranty offer Oregon requires.
Best Neighborhoods in Bend, Oregon for BuyersBend's thirteen districts and the communities around them, grouped by the question buyers actually ask: walkable, value, views, or golf. With links to what is for sale in each.What Happens Between Offer Accepted and Closing DayWhat happens between offer acceptance and closing on a Central Oregon home: earnest money, inspections, appraisal, underwriting, and closing day.
What to Know About HOAs in Central OregonEverything buyers need to know about HOAs in Central Oregon, from resort community fees at Sunriver and Broken Top to CC&R reviews, reserve funds, and how association rules affect your property.Index