Investment opportunity or owner-occupied duplex in a convenient Florence location! Situated on a corner lot close to shopping, public transportation, and local amenities, this duplex offers flexibility and income potential.2025 Pine Street features approximately 1,087 sq/ft with 3 bedrooms, 1 bathroom, recent updates, new kitchen appliances, washer/dryer hookups, and is currently vacant and ready for immediate occupancy or rental income.The second unit, 1695 20th Street, offers 2 bedrooms and 1 bathroom with a long-term tenant already in place, providing established rental income. Great opportunity for investors, multi-generational living, or buyers looking to offset ownership costs with rental income. Please do not disturb tenant.
Listing courtesy of Triple Oaks Realty LLC, agent Lorrie Normann
Data last updated July 15, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $359,000 · $90,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,250 ($1,925–$2,600) · starting estimate. Edit to your own number.
At $449,000 with 20% down, this property runs $1,006 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
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