$510,000
65070 Highway 20
Bend, OR 97703
Down $94,000 from original list price $639,000.
Closed Oct 2025178 days on market$516/sqft
About this home
Description
You must see the Cascade Mt. views from this Tumalo property consisting of a remodeled manufactured home, a second stick-built 640 square foot guest quarters, and a detached double garage, all on 6.5 acres. The home features new LVP and tile floors, and interior/exterior paint. The guest quarters include a full bath, woodstove, and a new roof.
Facts
Property details
Overview
- Bedrooms
- 3
- Bathrooms
- 2.0
- Living area
- 1,056 sq ft
- Property type
- Manufactured On Land
- Year built
- 1971
- Property age
- 55 years
- Style
Listing courtesy of Duke Warner Realty, agent Kim Warner
Data last updated June 27, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
Live market context
Bend market
Updated 14 min ago
Active in Bend
525
Median list
$775k
Median DOM
13 days
Months of supply
4.3
This home is listed at $545,000 — 29.7% below the Bend median. See full Bend market →
Education
Schools
Outdoors
Parks nearby
Estimate
Monthly payment
A rough estimate, not a quote. A real number comes from a lender.
Principal + interest$2,901/mo
Property taxes$275/mo
Homeowners insurance$151/mo
Total monthly (PITI)$3,327
Loan amount $436,000 · $109,000 down · 30 year term
For investors
Rental analysis
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Purchase & financing
$
$
20% · $109,000
%
Income
$
Estimate $2,336 ($2,100–$2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.
%
Operating expenses
$
$
%
%
%
$
Cash flow
-$1,493/mo
Cap rate
3.1%
Cash on cash
-16.4%
Cash needed
$109,000
At $545,000 with 20% down, this property runs $1,493 per month negative. Adjust the price, down payment, or rent to find what works.
Monthly cash flow
Gross rent$2,336
Vacancy (5%)- $117
Operating income$2,219
Operating expenses- $812
Net operating income$1,408
Loan payment- $2,901
Cash flow-$1,493
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
History
Listing history
- Price dropOct 31, 2025$510,00035,000 down
- Back on marketMay 5, 2025$545,000
Location
Where this home sits
In Bend, the largest city in Central Oregon, between the high desert and the Cascades.
Climate
Climate risk
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
Get the climate reportInvestment
Vacation rental
We compute vacation rental projections from comparable short-term rentals in the same community, weighted by bed count, view, and amenities. A custom projection for this property is on request.
Get the rental projectionBend · For saleFeatured
Featured
homes
$11,900,000
65255 SwalleyBend
3 bd3 ba2,268 sf
$9,995,000
19472 PineBend
6 bd6 ba7,215 sf
$8,750,000
19100 MacalpineThe Highlands at Broken Top · Bend
5 bd8 ba9,971 sf
$7,900,000
65930 MariposaGrandridge · Bend
7 bd9 ba10,771 sf
$5,995,000
18780 MacalpineThe Highlands at Broken Top · Bend
5 bd6 ba6,772 sf
$4,995,000
66505 Gerking MarketBend
5 bd5 ba3,034 sf
$4,995,000
19365 Rim ViewLakes At Tanager PUD · Bend
4 bd4 ba4,972 sf
$4,000,000
61572 Hardin MartinTetherow · Bend
4 bd4 ba4,217 sf
▶ Tour$5,950,000
18883 SutherlandThe Highlands at Broken Top · Bend
6 bd9 ba7,994 sf
$6,999,000
67480 CloverdaleBend
6 bd7 ba9,075 sf
$6,900,000
18665 MacalpineThe Highlands at Broken Top · Bend
$4,250,000
19167 CartwrightTetherow · Bend
5 bd7 ba6,504 sf