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Low-maintenance, turn-key living w/ immediate cash flow near Bend's coveted Old Mill District, less than a mile from shops, amphitheater, parks, trails, & the beautiful Deschutes River. This rare opportunity includes a fully leased ground-level ADU generating $1,625/month in rental income. The ADU features one bedroom, a full bath w/ heated floors, laundry w/ included stackable washer/dryer, private entrance, patio, & dedicated storage. The main home offers three bedrooms, flex space ideal for an office, den, or guest bedroom, 2.5 baths, Earth Advantage Certification, luxury finishes, 8-ft VanAir doors, GE Café appliances w/ refrigerator & wine fridge, washer/dryer, custom blinds, heated tile floors in the primary bath, multiple covered outdoor living spaces, & a two-car garage. HOA dues of $161/month cover snow removal & exterior paint, siding, & roofing. Enjoy luxury living, low-maintenance ownership w/ proven rental income while experiencing all that Central Oregon has to offer.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $860,000 · $215,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,799 ($2,525–$3,225) · HUD Fair Market Rent (FY2025), Deschutes County, 4BR. Edit to your own number.
At $1,074,500 with 20% down, this property runs $4,221 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Listing courtesy of Cascade Hasson SIR, agent Sean Barton, 541-383-7600
Data last updated August 3, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
