$550,000
20480 Hwy 395 N
Mount Vernon, OR 97865 · N/A
Down $25,000 from original list price $575,000.
Active30 days on market$205/sqft
Facts
Property details
Overview
Listing courtesy of Madden Realty, agent Lindsey Madden
Data last updated June 22, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
Private 35.67-acre retreat with no homes in sight, located on a private road just minutes from town. This unique 2,688 sq ft daylight basement octagon home offers 4 bedrooms, 2 bathrooms, two offices, and both living & family rooms. Recent updates include new fiber cement board & bat siding and exterior paint (2023), updated kitchen with dark cabinets, granite countertops, stainless appliances & island, new carpet, updated bathroom flooring, and fresh interior paint. Certified woodstove in basement. Enjoy a private pond, cross-fenced acreage, and a large wraparound deck to take in the views. You have water rights from the pond. Outbuildings include a 2,048 sq ft shop with 2 open bays plus 768 sq ft enclosed shop (tall ceilings, benches, sink & toilet), greenhouse, chicken coop, tool shed, and cellar. Property features a spring, 2 cisterns, and septic system. Rare combination of privacy, acreage, and improvements close to town.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $440,000 · $110,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,750 ($2,350–$3,150) · starting estimate. Edit to your own number.
At $549,900 with 25% down, this property runs $1,131 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
Get the climate reportWe compute vacation rental projections from comparable short-term rentals in the same community, weighted by bed count, view, and amenities. A custom projection for this property is on request.
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