The Reserve In The Pines Phase 1
Open the door and the light hits first, then the stone fireplace, then the view of the park across the street. Three bedrooms plus a dedicated office (or 4th bedroom), an open kitchen with stone and solid surface counters, a custom pantry, and closet systems already built out, so move-in week is actually move-in week. Walk in tile shower in the primary. The outside is where this one really earns its keep: covered porch, epoxy patio, paver walkways, garden beds ready for spring, a custom shed, and epoxy garage flooring. Built in 2021 in The Reserve in the Pines, directly across from the community park and a short drive to the Deschutes National Forest, sledding hills, and everything that makes La Pine feel like a real Central Oregon hometown.
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A rough estimate, not a quote. Your lender gives you the real number.
Loan amount $380,000 · $95,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Adjust the numbers to your own financing and rent.
Estimate $2,336 ($2,100–$2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.
At $475,000 with 20% down, this property runs $1,110 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Listing courtesy of Knipe Realty ERA Powered, agent Erin Lovelace, 541-797-0701
Data last updated August 13, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
Source: Spark MLS. Active inventory.