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**VA assumable loan 3.675%**Tucked away on a private, wooded 2.47-acre fully fenced lot backing directly to thousands of acres of BLM land, this peaceful country retreat offers the quiet lifestyle Central Oregon is known for. Potential horse property with endless room for animals, hobbies, RVs, toys, and outdoor recreation. Ride, hike, or explore miles of trails right from your backyard. Spacious single-level home features vaulted ceilings, a large family room with fireplace, enclosed front porch and flexible living spaces filled with natural light. Extensive upgrades since 2020 include new HVAC system, well, well pump, pressure tank, water heater, kitchen appliances, washer, dryer, and more. Property includes 4 garage spaces, RV awning, greenhouse, and abundant storage/shop space for equipment and recreational vehicles. Private setting not visible from the road, yet conveniently located near the Cascade Lakes region, Deschutes National Forest, and year-round outdoor adventure.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $386,000 · $97,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,336 ($2,100–$2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.
At $483,000 with 20% down, this property runs $1,057 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Listing courtesy of High Desert Realty, LLC, agent Sean Davis, 541-312-9449
Data last updated August 5, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
