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Seller is offering a CREDIT TO BUYER for 1 yr. HOA Fees on this adorable ''Bungalow'' style home in The Cottages of Westside Pines. Each home has an individual fenced yard and 1-car garage. Virtually everything outside your front door is covered by the HOA: building maintenance (including roof & paint); fences, yard maintenance, & sprinklers; porches and decks; rubbish, and snow removal. The home has AC and may be purchased furnished. The kitchen, living areas, Primary BR, bath, and a 2nd BR/office on the 1st floor. The large loft is currently used as a TV and game room, but could be a bedroom. There is also a huge, finished, attic storage area. Outside the Primary BR is a nice sun deck. The large covered front porch is perfect for dining al fresco. This home has been used primarily as a 2nd home and has been lightly lived in. The location is ideal. . . close to restaurants & trails!
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $452,000 · $113,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $1,667 ($1,500–$1,925) · HUD Fair Market Rent (FY2025), Deschutes County, 2BR. Edit to your own number.
At $565,000 with 20% down, this property runs $2,192 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Listing courtesy of Harcourts The Garner Group Real Estate, agent Inez Martin, 541-383-4360
Data last updated August 4, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
