
Perched among the trees of Saddleback, just minutes west of Bend, this home sits on over 3/4 of an acre and is thoughtfully designed to showcase mountain views and serene privacy among the pines. Upstairs, enjoy sunsets over the treetops from the vaulted great room, bathed in natural light from expansive windows and overhead skylights. The upgraded kitchen features cherry cabinetry, generous granite countertops with bar seating, stainless steel appliances, and a gas range. A natural stone-clad fireplace with a custom barnwood mantle anchors the living area, while knotty alder woodwork and solid doors add warmth and mountain-rustic charm throughout. A cedar deck, bedroom, and half bathroom complete the upper level. Downstairs, you'll find three bedrooms, including a tranquil primary suite with its own private deck and access to the outdoor sauna. Blending privacy, comfort, and natural beauty, this home offers a retreat-like feel while keeping you close to all the amenities of Bend.
Listing courtesy of Stellar Realty Northwest, agent Brook Gardner
Data last updated June 27, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $798,000 · $199,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,799 ($2,525–$3,225) · HUD Fair Market Rent (FY2025), Deschutes County, 4BR. Edit to your own number.
At $997,000 with 20% down, this property runs $3,702 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
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