Run the numbers on any rental. Adjust price, financing, rent, and expenses to see monthly cash flow, cap rate, cash-on-cash return, and how equity builds over time.
Your expected market rent. Edit to your own number.
At $650,000 with 25% down, this property runs $1,431 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Start with the purchase price and the rent you expect to collect. Set your down payment, interest rate, and loan term to match the financing you plan to use. The operating-expense fields carry editable defaults for Central Oregon, property taxes near 0.75 percent of price, management at 8 percent of rent, and reserves for maintenance and capital repairs. Adjust each one to fit the property.
The results panel updates as you type. Cash flow is what is left each month after the mortgage, taxes, insurance, management, and reserves. Cap rate measures yield independent of financing. Cash-on-cash compares your annual cash flow to the cash you put in. Open the 30-year projection to see how rent, value, and equity grow over time.
These figures are estimates, not investment advice or a guarantee of rent, value, or return. When you find a property worth a closer look, a Ryan Realty broker can pull real rent comps and help you underwrite it.
Talk to a Ryan Realty broker