ryanrealtybend Why Pre-Approval Should Be Your First Step – Not an Afterthought Pre-approval doesn’t box you in. It opens doors. In today’s market, buyers who win aren’t the ones who wait. They’re the ones who plan. So, if you’re even thinking about buying in the next few months, get ahead of the game by connecting with your agent and a trusted lender. They’ll help you understand what how the process works and walk you through every step along the way, so when the right home pops up, you’re ready. #MortgagePreApproval #HomebuyingTips #BendOregon #CentralOregon #InBend #BendLife #VisitBend #BendRealEstate #BendHomes #CentralOregonRealEstate #BendORProperties #RyanRealty

ryanrealtybend Expert Forecasts Point to Affordability Improving in 2026 Affordability won't change suddenly overnight. But, with several key trends working together, it should slowly and steadily improve in the months ahead. That’s exactly why, in 2026, you should see a market with more balance, more predictability, and more breathing room than you’ve had in years. Want more information about the opportunities unlocking in our local market? Let’s chat. #HousingMarketForecast #BendOregon #CentralOregon #InBend #BendLife #VisitBend #BendRealEstate #BendHomes #CentralOregonRealEstate #BendORProperties #RyanRealty

ryanrealtybend Selling your house as-is may sound like a good idea – until you look at what’s happening in the market. On the surface, it feels easy. No repairs. No projects. No extra effort. But here’s the reality. Right now, most sellers are making at least some repairs before they list. Why? Because inventory is up, buyers have choices again, and condition matters. Homes that feel move-in ready get more attention and stronger offers. Homes that don’t? They sit longer and sell for less. Now, that doesn’t mean selling as-is is wrong. It just means it comes with trade-offs. Before you choose the easy route, let’s look at all your options. I’ll show you what buyers are responding to right now in our market – and help you decide what makes the most sense for your situation. #SellingAsIs #HomeSellingTips #BendOregon #CentralOregon #InBend #BendLife #VisitBend #BendRealEstate #BendHomes #CentralOregonRealEstate #BendORProperties #RyanRealty

ryanrealtybend A lot of people are wondering what 2026 actually has in store for the housing market. And most of the questions come down to the same things: mortgage rates, home prices, and whether affordability is finally improving. I’ve been tracking the latest forecasts and data closely, and there are some important shifts taking shape this year. What they mean depends on where you live and what your plans are. If you want a clear read on what this looks like in our local market, send me a DM. And if you’ve got a specific question, drop it in the comments. I’m happy to break it down. #HousingMarket #RealEstateTrends #BendOregon #CentralOregon #InBend #BendLife #VisitBend #BendRealEstate #BendHomes #CentralOregonRealEstate #BendORProperties #RyanRealty

ryanrealtybend The US housing market has been stuck in low gear for four years now. Since 2022, existing home sales have averaged roughly 4.3 million annually. To put that in perspective, that is the lowest sustained volume we have seen since the mid 1990s, excluding the Great Recession crash and the brief 2020 COVID lockdowns. For context, the normal long term average from 1989 to 2019 was about 5.3 million sales per year. We are missing a million moves a year. Normally, when volume collapses this hard, prices drop. Instead, home prices have climbed roughly 6% nationally over that same period. This unusual dynamic where falling sales pairs with rising prices happens when supply is frozen and demand is choked simultaneously. Sellers are not listing, and buyers cannot afford to jump in. The result is not a bubble or a bust but a stalemate. As we look at 2026, we need to ignore the headlines and look at the mechanics. There are three core drivers that will determine if this market finally moves: mortgage rates, the labor market, and the gap between wages and prices. 1. Mortgage Rates and the Rate Lock Effect This is the supply constraint. Millions of homeowners secured mortgage rates between 2% and 3% during 2020 and 2021. Today, with rates hovering around 6.2%, trading a 3% rate for a 6% rate means doubling your interest payment for the same loan amount. This financial penalty keeps inventory historically low because discretionary sellers are simply staying put. The market cannot return to normal volume until this rate lock effect cracks, either through rates dropping into the 5% range or life events forcing people to move regardless of the cost. Want to read the full breakdown? Click the link in our bio and select Blog to finish the post.

ryanrealtybend Reasons To Be Optimistic About the 2026 Housing Market If you want to talk through what’s expected for our local market and which trends you’ll want to take advantage of, let’s connect. #HousingMarketForecast #BendOregon #CentralOregon #InBend #BendLife #VisitBend #BendRealEstate #BendHomes #CentralOregonRealEstate #BendORProperties #RyanRealty

ryanrealtybend There’s nothing quite like the comfort of your own home. It’s where you hang your coat, kick off your shoes, and breathe a little deeper with the ones you love. Where the little things – like morning coffee in your kitchen or a quiet evening in a homemade fort – feel like everything. And those are likely big reasons why a recent survey from Fannie Mae says: “Consumers were twice as likely to mention lifestyle benefits (67%) – like security, customization, and outdoor space – than financial benefits (34%) when explaining why their homes have become more important in recent years.” If you’ve been dreaming of that kind of cozy, 2026 could be the year to make it real. #NonFincancialBenefits #HomeBuying #BendOregon #CentralOregon #InBend #BendLife #VisitBend #BendRealEstate #BendHomes #CentralOregonRealEstate #BendORProperties #RyanRealty

ryanrealtybend Your House Didn’t Sell. What Now? If your house didn’t sell and your listing has expired, you’re not stuck. You just need a better plan. And maybe, a better partner. Same house. Different strategy. Completely different results. If you’re ready to understand what held your sale back (and how to get it right this time), let’s take a fresh look together. A few strategic shifts could be all it takes to get your move back on track. #ExpiredListing #SellYourHouse #BendOregon #CentralOregon #InBend #BendLife #VisitBend #BendRealEstate #BendHomes #CentralOregonRealEstate #BendORProperties #RyanRealty

ryanrealtybend Your house didn’t sell, and your listing expired. Now what? You could stick with the same agent and hope for better luck. Or, you could make what data shows is the smarter move. Over half of homeowners who switched agents after their listing expired sold their home when they put it back on the market. That stat drops to just 36% if you re-list with the same agent. You deserve better odds than that. You don’t need to start over or give up – you just need a better plan. And an agent who knows how to execute it. Same house. Different strategy. Better results. Let’s talk about what you liked about your first experience and what didn’t go so well. With a few strategic tweaks (and a fresh perspective), we can turn things around and get your move back on track. DM me and I’ll tell you the 4 things I’ll do differently for your home. #ExpiredListing #SellYourHouse #BendOregon #CentralOregon #InBend #BendLife #VisitBend #BendRealEstate #BendHomes #CentralOregonRealEstate #BendORProperties #RyanRealty

ryanrealtybend 2025 Housing Market Year in Review This year in housing, inventory grew, rates fell, and almost 5 million homes sold. Want to know what to expect in the year ahead? Let’s connect. #HousingMarketUpdate #RealEstateExpert #BendOregon #CentralOregon #InBend #BendLife #VisitBend #BendRealEstate #BendHomes #CentralOregonRealEstate #BendORProperties #RyanRealty

ryanrealtybend Headlines Have You Worried about Your Home’s Value? Read This. If you’re hearing talk about price drops or crashes, a closer look at the data can help put things in perspective. That’s only happening in some markets. Most of the nation is still seeing prices rise. And for the vast majority of homeowners, the long-term gains far outweigh any recent softening. If you want help understanding what’s happening in our local market, let’s connect. #HomePrices #HomeValues #BendOregon #CentralOregon #InBend #BendLife #VisitBend #BendRealEstate #BendHomes #CentralOregonRealEstate #BendORProperties #RyanRealty

ryanrealtybend 1 Million Reasons To Buy a Home There are 1,072,417 homes for sale right now. Let's connect to find the one you're looking for in our local market. #HomesForSale #HousingSupply #BendOregon #CentralOregon #InBend #BendLife #VisitBend #BendRealEstate #BendHomes #CentralOregonRealEstate #BendORProperties #RyanRealty