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Great 1,863 SF, single-level home on a spacious .48 acre lot located 2.5 blocks from the boat dock on the Deschutes River, features 4 bedrooms, 2 baths, & 3 car garage perfect for all your vehicles, toys, & storage needs! NEW exterior paint & refinished deck! Upgrades include new interior knotty alder doors, barn-doors, hardwood floors, quality window treatments/ceiling fans. Vaulted great room has beautiful stone gas fireplace w/hearth perfect after a day at the mountain. Open floorplan, kitchen & dining area, great for entertaining, complete with granite countertops, breakfast bar, large pantry, & SS appliances. The primary suite offers a private retreat with access to the hot tub, walk-in closet & double vanity. Exterior includes covered front porch, attractive stone accents, deck & she-shed. Extensive asphalt & paver driveway; gated & paved to large RV cover. Enjoy state lands & forest service roads! Community offers river access/boat dock & snow removal! Furnishing pkg available!
A rough estimate, not a quote. Loan amount $519,920 · $129,980 down · 30 year term.
Insurance starts at $1,000 per $300K of price each year. Type your quote to replace it.
See everything for sale in Three Rivers
| Date | Event | Price |
|---|---|---|
| Jun 12, 2026 | Price change | $650,000$25K down |
| Mar 29, 2026 | Price drop | $675,000$23K down |
| Mar 19, 2026 | Listed | $698,000 |
$349 per sq ft
146 days on market. Three Rivers median to pending is 24 days.
HOA $25 per month. Tax $2,203 per year.
The full analysis names every comparable sale and shows the adjustment we made for each one.
Listing fields from Spark. Place median from the live pulse. This is an estimate, not an appraisal. It is not a guarantee of price. See our terms.
This home sits in Oregon Water Wonderland Unit 2. 3 recorded documents govern it.
Documents marked with a book, page or instrument number are copies of instruments recorded in Deschutes County, Oregon. Nothing in those records marks a declaration as current or superseded. Later amendments may exist that are not shown here. Confirm the governing chain through title before relying on it. See Oregon Water Wonderland Unit 2.
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Monthly cash flow, cap rate, and cash-on-cash return at this price. Adjust the numbers to your own financing and rent.
Estimate $2,799 ($2,525–$3,225) · HUD Fair Market Rent (FY2025), Deschutes County, 4BR. Edit to your own number.
At $649,900 with 20% down, this property runs $1,629 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Listing courtesy of RE/MAX Key Properties, agent Lisa McCarthy, 541-728-0033
Data last updated September 2, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
Charted at Bend (city) scope
Sep 2024 to Aug 2026 (24 months) · Market Truth leftover, Bend city, monthly median close. Completed months only.
This home is listed at $650,000, 15.5% below the Three Rivers median list price. See full Three Rivers market →