Buying a luxury home in Central Oregon

Homes listed at $2 million or more right now

The highest asking prices on the market today, with the photos from each listing. As of October 30, 2026.

• $21,000,00052255 Huntington, La Pine2 bd · 3 ba · 3,617 sq ft
• $11,900,00065255 Swalley, Bend3 bd · 3 ba · 2,268 sq ft
• $9,750,00016465 Suntree, Sisters8 bd · 9 ba · 9,050 sq ft
• $8,750,00019100 Macalpine, Bend5 bd · 8 ba · 9,971 sq ft
• $7,900,00065930 Mariposa, Bend7 bd · 9 ba · 10,771 sq ft
• $6,999,00067480 Cloverdale, Bend6 bd · 7 ba · 9,075 sq ft
• $5,975,00014427 Alfalfa, Powell Butte4 bd · 4 ba · 2,544 sq ft
• $5,950,00017097 Lago Vista, Powell Butte5 bd · 6.5 ba · 13,201 sq ft
• $5,950,00067500 Three Creeks, Sisters3 bd · 4 ba · 3,284 sq ft

Bend luxury homes for sale. See every town.

Luxury listings by town

Months of supply and median prices for the whole market live on each town report. We hold back a luxury only supply figure until the closed sales behind it are checked.

Shopping only in Bend? Bend luxury homes for sale. Want to know how much room there is to negotiate right now? See where buyers have leverage.

Golf and resort communities

Each community has its own page with homes, costs and rules. Here is a quick look at what is listed at this price today.

• Broken Top

  3 listed at $2 million or more, as of October 30, 2026

  Broken Top sits on Bend's west side, where the pine forest of the Cascade foothills meets the high desert.

  Visit the community page

• Tetherow

  7 listed at $2 million or more, as of October 30, 2026

  Tetherow began in 2004 as a plan called Cascade Highlands.

  Visit the community page

• Caldera Springs

  9 listed at $2 million or more, as of October 30, 2026

  Caldera Springs sits fifteen miles south of Bend, next to Sunriver Resort, at roughly 4,170 feet of elevation in the high desert along the upper Deschutes River.

  Visit the community page

• Crosswater

  0 listed at $2 million or more, as of October 30, 2026

  Crosswater sits on 600 acres of woodland and preserved wetland adjacent to Sunriver and Caldera Springs in Deschutes County, about 15 miles south of Bend.

  Visit the community page

• Juniper Preserve

  2 listed at $2 million or more, as of October 30, 2026

  Juniper Preserve sits on 640 acres of high desert northeast of Bend, off Powell Butte Highway, about 20 minutes from downtown.

  Visit the community page

• Vandevert Ranch

  0 listed at $2 million or more, as of October 30, 2026

  The ranch sits about 15 miles south of Bend and roughly 2 miles from Sunriver, its elevation running from 4,160 feet near the river to 4,180 feet at the entrance gate.

  Visit the community page

Resort homes at $2 million or more

Want to see just the homes in one resort? Tap a search below. It opens the listings there at this price. We only show a resort when it has at least one home for sale.

• Tetherow, 7 listed at $2 million or more, as of October 30, 2026
• Broken Top, 3 listed at $2 million or more, as of October 30, 2026
• Juniper Preserve, 2 listed at $2 million or more, as of October 30, 2026
• Black Butte Ranch, 4 listed at $2 million or more, as of October 30, 2026
• Sunriver, 1 listed at $2 million or more, as of October 30, 2026
• Caldera Springs, 9 listed at $2 million or more, as of October 30, 2026

Comparing courses? Central Oregon golf courses.

How a luxury purchase works here

Most homes at this price are bought with cash or a jumbo loan, which is a mortgage above the conforming loan limit. Sellers will usually ask for proof of funds or a lender approval up front, so it helps to have that ready before you tour. Try the mortgage calculator.

Custom and one of a kind homes can be hard to appraise because there are few true comparable sales. If you are financing, plan for the chance that the appraisal comes in below the price, and talk with your broker about how to handle a gap.

Inspections here often go beyond the house itself. On rural or acreage lots, check the well and septic. Everywhere, look at wildfire defensible space, the roof, and heating and cooling systems sized for high desert winters.

In planned and resort communities, read the CC&Rs and HOA rules early. Ask about club membership, initiation or transfer fees, and whether short term rentals are allowed, since each community sets its own rules.

The full cost of owning

The price is only the start. Property taxes, HOA dues, club dues and insurance all add up, and they vary a lot from one community to the next. Each community page lists its own costs and HOA details where we have them. See what it costs to live in Bend.

Buying a second home

Many luxury buyers here are buying a second home or planning a move. Each community page has a second home guide, and our relocation guide covers the move itself. Read the relocation guide.

Questions buyers ask

What counts as a luxury home in Central Oregon?

On this site, a luxury home is one listed at $2 million or more. As of October 30, 2026, that is 112 homes across Bend, Sisters, Redmond, Sunriver, La Pine, Terrebonne and Powell Butte.

Where are the most luxury homes for sale in Central Oregon?

As of October 30, 2026, Bend has the most, with 74, then Powell Butte (17), Sisters (12) and Terrebonne (5). Bend luxury homes for sale.

Which golf communities have homes at $2 million or more for sale?

As of October 30, 2026, Caldera Springs (9), Tetherow (7), Broken Top (3) and Juniper Preserve (2) each have homes listed at $2 million or more. Central Oregon golf courses.

Is there a lot of luxury inventory right now?

As of October 30, 2026, 112 homes are listed at $2 million or more across Bend, Sisters, Redmond, Sunriver, La Pine, Terrebonne and Powell Butte. For months of supply across the whole market, each town has its own housing market report. See where buyers have leverage.

Do I need a jumbo loan?

If you finance more than the conforming loan limit set each year by the Federal Housing Finance Agency, the loan is a jumbo loan. Jumbo loans often ask for more cash down and more reserves, so talk with a lender early. Many buyers at this price pay cash. Try the mortgage calculator.

What should I check before buying in a resort or golf community?

Read the HOA rules and CC&Rs, the club membership terms and any transfer fees, and the rules on short term rentals. Ask about insurance and wildfire defensible space, and if the home is rural, the well and septic.

How do I hear about new luxury listings?

Set up listing alerts and choose $2 million as your starting price. New matches come to your inbox. Get listing alerts.

Talk with a Ryan Realty broker

Call or text 541.703.3095, book a time to talk, or set up alerts for new listings.

541.703.3095 · Book a time · Get listing alerts

Sources

• Active listing counts from the Oregon Data Share MLS via Ryan Realty, as of October 30, 2026
• Community descriptions from each community page on this site
• How we get our numbers
• Equal Housing Opportunity