$188,000
185 New Spirit
Medford, OR 97501 · N/A
Active115 days on market$300/sqft
Facts
Property details
Overview
Listing courtesy of More Realty, agent Jacob Ghena
Data last updated June 22, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
Meet the ''Hummingbird,'' an innovative 1 bed/1 bath, single-level home in New Spirit Village. Energy-smart frame construction with a ductless heat pump, LVP throughout, and an open living/kitchen. Refrigerator, washer, and dryer included. Enjoy a private rear patio, fenced backyard with durable vinyl, and an exterior storage shed--great for bikes and tools. Adjacent to 8-acre Lewis Park with trails, playgrounds, splash pad, and a basketball court. New Spirit Village's pay-it-forward Community Land Trust keeps prices below market and preserves long-term affordability (resale, owner-occupancy, income, and other restrictions apply). Qualifies for Amplify Oregon--an equity-builder mortgage with no PMI, no funding fee, no down payment (100% financing), interest rates in the 4s, and a 20-year term. Estimated completion 6/30/26; photos for illustration only.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $150,000 · $38,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $950 ($800–$1,100) · starting estimate. Edit to your own number.
At $188,000 with 25% down, this property runs $472 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
Get the climate reportWe compute vacation rental projections from comparable short-term rentals in the same community, weighted by bed count, view, and amenities. A custom projection for this property is on request.
Get the rental projectionBrowse current listings with a full video tour. See the flow, the light, and the lot before you book a showing.
