Discover this well maintained 4 bedroom, 2 bath home in the heart of Madras, Oregon. Set on a landscaped corner lot just minutes from downtown Madras, Sahalee Park, schools, shopping, and dining, this versatile split level home offers space, comfort, and convenience. With 1,562 square feet, the thoughtfully designed layout creates separation between gathering spaces and private living areas. The light filled upper level opens to an expansive 18' x 30' deck overlooking the fenced backyard, creating the perfect setting for entertaining, outdoor dining, or relaxing. Quartz countertops, included kitchen appliances, central air conditioning, heat pump, natural gas forced air heat, an attached garage, and covered carport provide everyday comfort and functionality. With easy access to Highway 97, you're just a short drive from Bend, Smith Rock State Park, Lake Billy Chinook, and the year round recreation that makes Central Oregon one of Oregon's most desirable places to call home.
Listing courtesy of High Desert Realty, LLC, agent Sean Davis, 541-312-9449
Data last updated July 24, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $320,000 · $80,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $1,798 ($1,625–$2,075) · HUD Fair Market Rent (FY2025), Jefferson County, 4BR. Edit to your own number.
At $399,900 with 20% down, this property runs $1,104 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
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