• Fireplace
Listing courtesy of Coldwell Banker Holman Premier, agent Michele Humphrey
Data last updated June 18, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
Looking for a peaceful rural setting with room to make it your own? This 2-bedroom, 1-bath home sits on approximately 1.21 acres near beautiful Agency Lake and offers an excellent opportunity for buyers ready to add their personal touch. With approximately 1,316 square feet of living space, this property has solid potential as a primary residence, vacation retreat, rental investment, or renovation project. There is a possibility for a 3rd bedroom that is currently an office. The home does need some TLC but it won't take a lot to get this diamond in the rough to shine. Outside, you'll find a detached 4 car garage and plenty of room for gardening, outdoor activities, additional storage, small hobby farm or simply enjoying the peaceful surroundings and abundant wildlife that make the Modoc Point area so special.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $200,000 · $50,000 down · 30 year term
See the monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $1,250 ($1,075–$1,450) · starting estimate. Edit to your own number.
At $250,000 with 25% down, this property runs $545 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
Get the climate reportWe compute vacation rental projections from comparable short-term rentals in the same community, weighted by bed count, view, and amenities. A custom projection for this property is on request.
Get the rental projectionBrowse current listings with a full video tour. See the flow, the light, and the lot before you book a showing.



