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This 2,106 square foot Palmer Harbor home was built in 2003, but when you enter the home you would think it was built yesterday as it looks and feels ''brand new''. The sellers have really maintained the home and the property, so when you come by you will appreciate the new kitchen counter tops and back splash, freshly painted exterior, newer flooring, the heat pump was installed in 2021 and there is so much natural lighting you won't feel the need to turn on light switches. The outside patio is large enough so you will enjoy either entertaining friends and family or just go out and read a book in privacy. The over sized garage is 24' x 32' (768 sq. ft.) featuring plenty of room for your cars, work bench and toys, but if that is not enough there is also a 10' x 12' (120 sq. ft.) storage shed on the property too. The electric bills average $151/month with a low of $110 and a high of $224.
Listing courtesy of Village Properties, agent Mark Halvorsen
Data last updated June 27, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $403,000 · $101,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,336 ($2,100–$2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.
At $503,900 with 20% down, this property runs $1,236 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
Get the climate reportWe compute vacation rental projections from comparable short-term rentals in the same community, weighted by bed count, view, and amenities. A custom projection for this property is on request.
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