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19540 Oceanspray Bend, OR 97702 | Ryan Realty — Central Oregon Real Estate

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Bend · Oregon541.703.3095

19540 Oceanspray

$795K3 bd · 3 ba · 2,131 sqft

$775,000

19540 Oceanspray

Bend, OR 97702 · River Canyon Estates

Down $5,000 from original list price $800,000.

● Closed Dec 202532 days on market$373/sqft

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About this home

River Canyon Estates · For sale

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541.703.3095 matt@ryan-realty.comBend · Oregon

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© 2026 Ryan Realty · Principal Broker Matt Ryan · Licensed in Oregon · Equal Housing Opportunity

Description

Your beautiful updated SW Bend home with 3-car tandem garage is here! Located on a large fenced lot, 2 blocks from scenic Deschutes River Canyon trail. Pool, gym, courts, clubhouse, shopping and more! The Chef's kitchen impresses with quality stainless appliances, slab quartz countertops, counter-height Island, plus a large 10'x10' pantry. The spacious open great room is accentuated with vaulted ceilings, tons of natural light, fireplace, and access to a covered outdoor entertainment deck. When you need room for an office, studio, workout, crafting or playing, there's plenty of space on the main and upstairs levels! The primary bedroom ensuite affords both privacy and views of trees. West-facing sunset views. Large, landscaped grass backyard has a firepit (room for hot tub), covered patio and deck, BBQ stub for relaxing and entertaining + raised garden beds for flowers and veggies. Check out the virtual tour. Come see today!

Facts

Property details

Overview

Bedrooms: 3
Bathrooms: 3.0
Living area: 2,131 sq ft
Property type: Single Family Residence
Year built: 2006
Property age: 20 years
Style: Craftsman, Northwest

Interior

Levels: Two
Building area: 2,131 sq ft
Fireplace: Yes

Exterior & lot

Lot size: 0.13 acres
Lot features: Level, Fenced, Garden, Corner Lot, Landscaped, Native Plants, Sprinkler Timer(s), Sprinklers In Rear, Sprinklers In Front
View: Neighborhood
Construction: Frame
Roof: Composition
Foundation: Stemwall
Garage: 3 spaces

Systems & utilities

Heating: Yes
Cooling: Yes
Sewer: Public Sewer

Financial

Price / sq ft: $373
Sold / sq ft: $364
Sale to list: 96.9%
HOA: $0 per month
Annual taxes: $5,000
Tax year: 2025

Listing

MLS number: 220208180
County: Deschutes
Parcel: 247372
Elementary: Elk Meadow Elem
Middle: Cascade Middle
High: Caldera High

Virtual tour

Explore this home in 3D

Listing courtesy of Bend Premier Real Estate LLC, agent Sheri Hilton

Data last updated June 27, 2026

Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.

Education

Schools

Elementary

Elk Meadow Elem

Middle

High

Outdoors

Parks nearby

Farewell Bend Park

City park·1.9 mi

City park·2.1 mi

Estimate

Monthly payment

A rough estimate, not a quote. A real number comes from a lender.

Home price

Down payment %

Rate %

Term (years)

Principal + interest$4,231/mo

Property taxes$399/mo

Homeowners insurance$221/mo

Total monthly (PITI)$4,851

Loan amount $636,000 · $159,000 down · 30 year term

For investors

Rental analysis

Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.

Purchase & financing

Purchase price

$

Rehab budget (optional)

$

Down payment20% · $158,990

Interest rate

%

Loan term

Income

Monthly rent

$

Estimate $2,336 ($2,100–$2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.

Vacancy

%

Operating expenses

Property taxes (yearly)

$

Insurance (yearly)

$

Management (% of rent)

%

Maintenance (% of rent)

%

Capital reserves (% of rent)

%

HOA (monthly)

$

Cash flow

-$2,948/mo

Cap rate

1.9%

Cash on cash

-22.3%

Cash needed

$158,990

At $794,950 with 20% down, this property runs $2,948 per month negative. Adjust the price, down payment, or rent to find what works.

Monthly cash flow

Gross rent$2,336

Vacancy (5%)- $117

Operating income$2,219

Operating expenses- $936

Net operating income$1,283

Loan payment- $4,231

Cash flow-$2,948

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Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.

History

Listing history

Price change
Dec 10, 2025
$775,000

Location

Where this home sits

In Bend, the largest city in Central Oregon, between the high desert and the Cascades.

Climate

Climate risk

We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.

Get the climate report →

Investment

Vacation rental

We compute vacation rental projections from comparable short-term rentals in the same community, weighted by bed count, view, and amenities. A custom projection for this property is on request.

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Talk to a broker

Questions about this home?

Tour requests usually get a same-day reply. No pressure, no obligation.

Matt Ryan

Owner & Principal Broker #201206613

541.224.5025 matt@ryan-realty.com

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“Fantastic professional service. Goes the extra mile to cover the needs of his customers. Always prompt with replies and providing up to date…”Paul Robinson

Your brokerMatt

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