$1,100,000
21186 Charity Lane
Bend, OR 97702 · Eagle Ridge
Active0 days on market$456/sqft
About this home
Immaculately updated main-level on 0.59 acres, in desirable Eagle Ridge Estates, offers thoughtful updates, stylish finishes, and exceptional outdoor living. Inside, the kitchen has been completely remodeled (cabinets, lighting, faucets, & hardware) & bathrooms have been wonderfully updated The Living Room features a cozy new wood stove, while the Great Room is warmed by a freestanding gas stove. Step outside to enjoy outstanding outdoor spaces, including a rebuilt composite patio with steel railing off the Bonus Room, a spacious composite deck with steel railing and hot tub, extensive flower and garden beds, and a large, level lawn perfect for entertaining or relaxing. Additional improvements include a new roof, HVAC system, and electricity to the 9' x 20' greenhouse, power to the 14' x 25' x 12' Heated RV Shop, and newer fencing and gates. This meticulously maintained property offers the perfect combination of comfort, functionality, and beautiful outdoor living.
Listing courtesy of Stellar Realty Northwest, agent Scott Cruikshank
Data last updated July 8, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $880,000 · $220,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,799 ($2,525–$3,225) · HUD Fair Market Rent (FY2025), Deschutes County, 4BR. Edit to your own number.
At $1,099,900 with 20% down, this property runs $4,345 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
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