This beautiful Summer lake home has been used as a successful vacation rental the last 2 years. This custom 2008 built home, is warm and inviting with handmade custom tile, an efficient wood stove and beautiful windows to soak up the light of the Oregon Outback. This home is situated in Summer Lake Valley on the edge of the lake and at the base of the 3000 foot Winter Ridge escarpment in the midst of the 2.5 million acre International Dark Sky Sanctuary. This setting is one in a million. A recently installed hot tub allows for not only incredible star gazing, but also birding. Over 250 species live and migrate through this area. There is a guest house on the property as well as a two car garage to hold your bikes and fishing gear, and any other toys needed to really explore this rugged and unique part of Oregon. This home is tucked off the main road on a very private 12.9 acres with direct access to miles of mountain bike riding and hiking on the Summer Lake playa.
Listing courtesy of Cowgirl Properties, agent Rebecca Charlton
Data last updated July 12, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $540,000 · $135,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $3,375 ($2,875–$3,875) · starting estimate. Edit to your own number.
At $675,000 with 20% down, this property runs $1,333 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
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