Large and spacious 3 bedroom 2 bath located in Oregon Shores with deeded access to Agency Lake. This property features a double lot that's fenced and gated with a private 1332 Square Foot shop for all your projects. Split floor plan with primary suite on one end and remaining rooms on the other. Large formal dining room, covered front and back porches and a storage shed. Roof was replaced last year.
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Listing courtesy of Selling Oregon Realty, agent Amber Owings
Data last updated July 12, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $159,000 · $40,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $1,000 ($850–$1,150) · starting estimate. Edit to your own number.
At $199,000 with 20% down, this property runs $509 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
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