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Historic Stone Farmhouse with Senior COID Water Rights Minutes from down town Bend
This 3,400± sq ft stone farmhouse sits on 2.42± acres with valuable senior COID water rights and a private pond. The home underwent a full renovation - mechanical, structural, and cosmetic - and now offers 4 beds, 3.5 baths, dual primary suites, a chef's kitchen, and a wraparound deck. A separate 471± sq ft cabin is a second legal dwelling, providing proven short-term rental income. Improvements include a 2,600± sq ft five-bay shop, a private irrigation system, and separate septic systems for the home and cabin. A rare blend of character, income, and land in a prime Bend location.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $1,279,000 · $320,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,799 ($2,525–$3,225) · HUD Fair Market Rent (FY2025), Deschutes County, 4BR. Edit to your own number.
At $1,599,000 with 20% down, this property runs $6,852 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Listing courtesy of Berkshire Hathaway HomeService, agent George Riggins, 541-322-8880
Data last updated August 1, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
Aug 2024 to Jul 2026 (24 months) · regional MLS via the market stats cache. Completed months only.
This home is listed at $1,599,000 — 113.2% above the Bend median. See full Bend market →
