Charming cottage home with a flexible floorplan that is just minutes from downtown, the bike path, farmers' market, Garfield Park, schools and SOU. Sitting on a level lot, this home has a great deal of potential for expansion or an ADU. The cottage has two wonderful private living spaces. Downstairs has a light-filled open floor plan with exposed beams and picture windows. The kitchen has maple cabinets and connects to the dining and living area. Two bedrooms, a full bath with clawfoot tub and mudroom round out the downstairs. Upstairs has its own entrance and is a lovely studio space with a deck that overlooks the backyard. It has vaulted ceilings, a kitchenette and a full bath with views of Grizzly Peak from the bedroom. With a new roof, fresh interior paint and ample off-street parking, this home is move-in ready and is a fantastic close-in Ashland opportunity
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Listing courtesy of Full Circle Real Estate, agent Jessica Blackwell
Data last updated July 17, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $335,000 · $84,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,100 ($1,775–$2,425) · starting estimate. Edit to your own number.
At $419,000 with 20% down, this property runs $1,047 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
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