• Fireplace
Listing courtesy of John L. Scott Ashland, agent Scott Lewis
Data last updated June 13, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
Tucked away in the heart of Gold Hill, this thoughtfully rebuilt home at 127 4th Avenue blends modern comfort with the character of a classic residence once owned by Gold Hill's first banker. Designed as a modern replica of the original home that stood on this very lot, today's version offers a warm, light-filled layout, efficient systems, and a timeless charm that's hard to find. The property spans multiple lots, creating opportunities for a future garage, expanded outdoor space, gardening, or additional parking. The unfinished basement adds flexibility and may offer potential for an ADU or creative (buyer(s) to do all due diligence). Outside, enjoy a private backyard, off-street parking, and walkable access to the Rogue River, parks, and the small-town charm that makes Gold Hill such a hidden gem. Whether you're looking for your first home, a quiet place to call your own river retreat, or are seeking a low-maintenance investment in a growing area, this one is worth a closer look.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $400,000 · $100,000 down · 30 year term
See the monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,500 ($2,125–$2,875) · starting estimate. Edit to your own number.
At $499,900 with 25% down, this property runs $1,110 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
Get the climate reportWe compute vacation rental projections from comparable short-term rentals in the same community, weighted by bed count, view, and amenities. A custom projection for this property is on request.
Get the rental projectionBrowse current listings with a full video tour. See the flow, the light, and the lot before you book a showing.
