The Cottages
Tucked into the quaint community of ''The Cottages'', this home offers warmth, character, and timeless Northwest charm in the heart of Bend's westside. A welcoming great room with warm wood accents, abundant windows, and a cozy gas fireplace creates an inviting space filled with natural light. Updated in 2025 with fresh interior paint, new carpet, closet system, updated lighting, stainless steel appliances, and new solid-surface countertops and backsplash. Outside, a covered front porch, picket-fenced side yard, trellis entry, gravel pathways, and low-maintenance landscaping add to the cottage's storybook feel. A detached single-car garage is just steps away. Located near restaurants, trails, a yoga studio, a brew pub, and Shevlin Park. Ideal as a downsizing opportunity, second home, minimalist retreat, or Bend basecamp for enjoying Central Oregon
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Loan amount $455,000 · $114,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Adjust the numbers to your own financing and rent.
Estimate $1,667 ($1,500–$1,925) · HUD Fair Market Rent (FY2025), Deschutes County, 2BR. Edit to your own number.
At $569,000 with 20% down, this property runs $2,201 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Listing courtesy of RE/MAX Key Properties, agent Ann Willis, 541-728-0033
Data last updated August 13, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
Source: Spark MLS. Active inventory.