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Midtown Gem with Rare Short-Term Rental Eligibility! This exceptional end-unit townhome offers a rare opportunity for a future owner to pursue a STR. Buyer to do their own due diligence on STR permit. Enjoy low-maintenance living with no HOA in desirable Midtown, with easy access to parks, restaurants, shopping, and downtown. The inviting great room features abundant natural light and a cozy gas fireplace. The thoughtfully designed kitchen features a large island, quartz countertops, a full tile backsplash, pantry, and modern finishes. Upstairs, you'll find three spacious bedrooms and two full baths, highlighted by a light-filled primary suite and a generous walk-in closet. Recent upgrades include central A/C, a patio, and a radiant roof de-icing system. A rare opportunity to enjoy flexibility, convenience, and investment potential in one of Bend's most desirable neighborhoods.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $479,000 · $120,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,336 ($2,100–$2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.
At $599,000 with 20% down, this property runs $1,798 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Listing courtesy of Harcourts The Garner Group Real Estate, agent Carol Tobey, 541-383-4360
Data last updated August 1, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
