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Welcome home to this beautifully maintained 3-bed, 2-bath home situated on nearly a 1/2 acre in a peaceful neighborhood with private Deschutes River access. Built just 8 years ago, this move-in-ready home offers modern comfort with the added peace of mind of an 8 year-old sand filter septic system. The versatile floor plan can easily function as a 3-bedroom home or as 2 bedrooms plus a dedicated office. Outside, you'll find plenty of room to garden, play, entertain, or simply enjoy the spacious .48-acre lot. A large detached hobby room provides endless possibilities for projects, storage, a workshop, studio, or home gym. Residents enjoy exclusive access to a private riverfront beach and boat launch, making it easy to spend your days fishing, floating, kayaking, or simply relaxing along the water. Whether you're looking for a full-time residence or a Central Oregon getaway, this property offers exceptional value, flexibility, and an incredible outdoor lifestyle.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $356,000 · $89,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,336 ($2,100–$2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.
At $445,000 with 20% down, this property runs $871 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Listing courtesy of Coldwell Banker Bain, agent Rachel Lemas, 541-382-4123
Data last updated August 4, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.