$500,000
21023 Thomas
Bend, OR 97702 · Thomas Acres
Active0 days on market$489/sqft
About this home
Single-level living on over half an acre in central SE Bend -- under $500K. Tucked among mature pines on an expansive .52-acre corner lot, this home delivers the privacy & elbow room buyers rarely find this close in. A large fenced backyard, RV/boat parking, & a peaceful wooded setting make the lot every bit as appealing as the home itself. Inside, easy one-level flow w/ a galley kitchen, gas stove, & A/C for year-round comfort. Big-ticket updates are already done: a brand-new roof, newer windows/doors, a newer hot water heater, & new gutters w/ a leaf-filter system. Step out to enjoy the large back deck & spacious yard. A 2-car attached garage plus 2 storage sheds mean there's room for the boat, the bikes, & the gear. Ideally located near Larkspur & Ponderosa Parks & Bend's new state-of-the-art public library, with a quick drive to hiking, biking, restaurants, and downtown. If you've been searching for single-level living w/ real privacy -- at a price under $500K -- this is it.
Listing courtesy of High Desert Realty, LLC, agent Ken Mucha
Data last updated July 1, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $400,000 · $100,000 down · 30 year term
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,336 ($2,100–$2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.
At $499,900 with 20% down, this property runs $1,202 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
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