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21447 Hayloft Bend, OR 97701 | Ryan Realty — Central Oregon Real Estate

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Bend · Oregon541.703.3095

21447 Hayloft

$520K2 bd · 2 ba · 1,180 sqft

$505,000

21447 Hayloft

Bend, OR 97701 · Meridian Phase 1

Down $11,000 from original list price $530,000.

● Closed May 2026212 days on market$441/sqft

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About this home

Description

Meridian Phase 1 · For sale

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541.703.3095 matt@ryan-realty.comBend · Oregon

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© 2026 Ryan Realty · Principal Broker Matt Ryan · Licensed in Oregon · Equal Housing Opportunity

This ORCHARD plan, built by Award winning Pahlisch Homes, is on Lot #21, new construction with an estimated completion of April 2026. Embrace the comfort, functionality, & flexibility this remarkable property has to offer. Nestled amidst a community of single family homes, and the allure of nearby conveniences such as shopping & Pine Nursery Park. Step outside onto the covered patio, where you can enjoy the serenity of the outdoors in any weather. 2 bedrooms, 2 baths, and a versatile space that can be used as a home office, study area, or even a cozy reading nook. Exceptional finishes include: 8' interior doors, Luxury vinyl plank flooring in kitchen, dining, greatroom, and baths. Quartz counters in kitchen, bath, & laundry. Full height kitchen backsplash, tile shower walls in the primary bath, Tankless water heater, AC included. Front yards have low maintenance xeriscape landscaping. Backyard is fully landscaped. Photos are virtually staged.

Facts

Property details

Overview

Bedrooms: 2
Bathrooms: 2.0
Living area: 1,180 sq ft
Property type: Single Family Residence
Year built: 2025
Property age: 1 years
Style: Craftsman, Traditional
New construction: Yes

Interior

Levels: One
Building area: 1,180 sq ft

Exterior & lot

Lot size: 0.09 acres
Lot features: Drip System, Fenced, Landscaped, Sprinkler Timer(s), Xeriscape Landscape
View: Neighborhood
Construction: Double Wall/Staggered Stud
Roof: Composition
Foundation: Stemwall
Garage: 1 spaces

Systems & utilities

Heating: Yes
Cooling: Yes
Sewer: Public Sewer

Financial

Price / sq ft: $441
Sold / sq ft: $428
Sale to list: 95.2%
HOA: $0 per month
Annual taxes: $1,000
Tax year: 2025

Listing

MLS number: 220211310
County: Deschutes
Parcel: 290436
Elementary: Ponderosa Elem
Middle: Sky View Middle
High: Mountain View Sr High

Listing courtesy of Pahlisch Real Estate, Inc., agent Linda Spittler

Data last updated June 27, 2026

Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.

Education

Schools

Elementary

Middle

Sky View Middle

High

Mountain View Sr High

Outdoors

Parks nearby

Pine Nursery Park

City park·0.8 mi

City park·1.4 mi

Pilot Butte State Scenic Viewpoint

State park·2.4 mi

Estimate

Monthly payment

A rough estimate, not a quote. A real number comes from a lender.

Home price

Down payment %

Rate %

Term (years)

Principal + interest$2,767/mo

Property taxes$107/mo

Homeowners insurance$144/mo

Total monthly (PITI)$3,019

Loan amount $416,000 · $104,000 down · 30 year term

For investors

Rental analysis

Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.

Purchase & financing

Purchase price

$

Rehab budget (optional)

$

Down payment20% · $103,980

Interest rate

%

Loan term

Income

Monthly rent

$

Estimate $1,667 ($1,500–$1,925) · HUD Fair Market Rent (FY2025), Deschutes County, 2BR. Edit to your own number.

Vacancy

%

Operating expenses

Property taxes (yearly)

$

Insurance (yearly)

$

Management (% of rent)

%

Maintenance (% of rent)

%

Capital reserves (% of rent)

%

HOA (monthly)

$

Cash flow

-$1,707/mo

Cap rate

2.4%

Cash on cash

-19.7%

Cash needed

$103,980

At $519,900 with 20% down, this property runs $1,707 per month negative. Adjust the price, down payment, or rent to find what works.

Monthly cash flow

Gross rent$1,667

Vacancy (5%)- $83

Operating income$1,584

Operating expenses- $524

Net operating income$1,060

Loan payment- $2,767

Cash flow-$1,707

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Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.

History

Listing history

Price drop
Jun 1, 2026
MlsStatus: Pending → Closed
$505,000
14,900 down
Price change
Apr 12, 2026
ListPrice: 521745.00 → 519900.00
$520,000

Location

Where this home sits

In Bend, the largest city in Central Oregon, between the high desert and the Cascades.

Climate

Climate risk

We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.

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Investment

Vacation rental

We compute vacation rental projections from comparable short-term rentals in the same community, weighted by bed count, view, and amenities. A custom projection for this property is on request.

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Talk to a broker

Questions about this home?

Tour requests usually get a same-day reply. No pressure, no obligation.

Matt Ryan

Owner & Principal Broker #201206613

541.224.5025 matt@ryan-realty.com

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“Fantastic professional service. Goes the extra mile to cover the needs of his customers. Always prompt with replies and providing up to date…”Paul Robinson

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