$455,000
1041 Ridgeview Dr
Culver, OR 97734 · Haystack Butte
Pending0 days on market$271/sqft
About this home
Description
Welcome to Haystack Butte! These single-level ENERGY STAR® homes are designed for modern living in Central Oregon, with thoughtful floor plans, beautiful finishes, ductless heating and cooling, a 50-amp outlet for EV charging and large 7,500+ sq ft lots--many with RV parking! Just two blocks from the city park with basketball and pickleball courts, a BMX pump track, and a splash pad, this community makes it easy to get outside and enjoy life. Only a 10 minute drive from Lake Billy Chinook for boating, fishing, and all kinds of adventure, plus many neighborhood homes offer panoramic views of the Cascade Mountains. With quick access to Highway 97 but tucked far enough away to feel peaceful and rural, Haystack Butte strikes the perfect balance of convenience, space, and lifestyle. This is rural living at its very best!
Facts
Property details
Overview
- Bedrooms
- 3
- Bathrooms
- 2.0
- Living area
- 1,680 sq ft
- Property type
- Single Family Residence
- Year built
- 2026
- Style
- Traditional
- New construction
Listing courtesy of Windermere Realty Trust, agent Megan Curtis
Data last updated June 27, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
Education
Schools
Estimate
Monthly payment
A rough estimate, not a quote. A real number comes from a lender.
Principal + interest$2,421/mo
Property taxes—/mo
Homeowners insurance$126/mo
Total monthly (PITI)$2,548
Loan amount $364,000 · $91,000 down · 30 year term
For investors
Rental analysis
Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Purchase & financing
$
$
20% · $90,990
%
Income
$
Estimate $1,602 ($1,450–$1,850) · HUD Fair Market Rent (FY2025), Jefferson County, 3BR. Edit to your own number.
%
Operating expenses
$
$
%
%
%
$
Cash flow
-$1,589/mo
Cap rate
2.2%
Cash on cash
-21.0%
Cash needed
$90,990
At $454,950 with 20% down, this property runs $1,589 per month negative. Adjust the price, down payment, or rent to find what works.
Monthly cash flow
Gross rent$1,602
Vacancy (5%)- $80
Operating income$1,522
Operating expenses- $689
Net operating income$833
Loan payment- $2,421
Cash flow-$1,589
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
Location
Where this home sits
Climate
Climate risk
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
Get the climate reportInvestment
Vacation rental
We compute vacation rental projections from comparable short-term rentals in the same community, weighted by bed count, view, and amenities. A custom projection for this property is on request.
Get the rental projectionHaystack Butte · For saleFeatured
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