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20883 Delta Bend, OR 97702 | Ryan Realty — Central Oregon Real Estate

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Bend · Oregon541.703.3095

20883 Delta

$680K3 bd · 3 ba · 2,010 sqft

$680,000

20883 Delta

Bend, OR 97702 · Easton

● Closed Apr 2026256 days on market$338/sqft

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About this home

Description

Easton · For sale

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© 2026 Ryan Realty · Principal Broker Matt Ryan · Licensed in Oregon · Equal Housing Opportunity

Easton Phase 2 - homesite #174 - UNDER CONSTRUCTION - Introducing the Arcadia floor plan on Lot 174—a beautifully designed 2,010 sq. ft. two-level home scheduled for Feb/March 2026 completion. This layout offers a main-level primary suite, an airy upstairs loft, and numerous high-end upgrades: wood shelving throughout, base cabinets beside the fireplace, laundry room cabinetry, a Blanco Precise Silgranite kitchen sink, and a clear frameless glass swing door in the primary shower. Additional features include quartz countertops, durable wood-composition flooring, tankless water heater, air conditioning, and fencing. Located in a thoughtfully planned community that blends comfort, convenience, and style, this home combines functionality with upscale finishes for modern living. Photos are of a similar model; colors and finishes may vary.

Facts

Property details

Overview

Bedrooms: 3
Bathrooms: 3.0
Living area: 2,010 sq ft
Property type: Single Family Residence
Year built: 2026
Style: Contemporary, Northwest
New construction: Yes

Interior

Levels: Two
Building area: 2,010 sq ft
Fireplace: Yes

Exterior & lot

Lot size: 0.08 acres
Lot features: Fenced, Landscaped, Native Plants, Sprinkler Timer(s), Sprinklers In Front
View: Neighborhood
Construction: Double Wall/Staggered Stud, Frame
Roof: Composition
Foundation: Concrete Perimeter, Stemwall
Pool: Yes
Garage

Systems & utilities

Heating: Yes
Cooling: Yes
Sewer: Public Sewer

Financial

Price / sq ft: $338
Sold / sq ft: $338
Sale to list: 100.0%
HOA: $0 per month
Annual taxes: $1,000
Tax year: 2025

Listing

MLS number: 220207853
County: Deschutes
Parcel: 290005
Elementary: Silver Rail Elem
Middle: High Desert Middle
High: Caldera High

Listing courtesy of Pahlisch Real Estate, Inc., agent Robert Hendrickson

Data last updated June 27, 2026

Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.

Education

Schools

Elementary

Silver Rail Elem

Middle

High Desert Middle

High

Outdoors

Parks nearby

Farewell Bend Park

City park·2.7 mi

City park·2.9 mi

Estimate

Monthly payment

A rough estimate, not a quote. A real number comes from a lender.

Home price

Down payment %

Rate %

Term (years)

Principal + interest$3,619/mo

Property taxes$105/mo

Homeowners insurance$189/mo

Total monthly (PITI)$3,912

Loan amount $544,000 · $136,000 down · 30 year term

For investors

Rental analysis

Monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.

Purchase & financing

Purchase price

$

Rehab budget (optional)

$

Down payment20% · $135,980

Interest rate

%

Loan term

Income

Monthly rent

$

Estimate $2,336 ($2,100–$2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.

Vacancy

%

Operating expenses

Property taxes (yearly)

$

Insurance (yearly)

$

Management (% of rent)

%

Maintenance (% of rent)

%

Capital reserves (% of rent)

%

HOA (monthly)

$

Cash flow

-$2,041/mo

Cap rate

2.8%

Cash on cash

-18.0%

Cash needed

$135,980

At $679,900 with 20% down, this property runs $2,041 per month negative. Adjust the price, down payment, or rent to find what works.

Monthly cash flow

Gross rent$2,336

Vacancy (5%)- $117

Operating income$2,219

Operating expenses- $642

Net operating income$1,577

Loan payment- $3,619

Cash flow-$2,041

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Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.

Location

Where this home sits

In Bend, the largest city in Central Oregon, between the high desert and the Cascades.

Climate

Climate risk

We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.

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Investment

Vacation rental

We compute vacation rental projections from comparable short-term rentals in the same community, weighted by bed count, view, and amenities. A custom projection for this property is on request.

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Talk to a broker

Questions about this home?

Tour requests usually get a same-day reply. No pressure, no obligation.

Matt Ryan

Owner & Principal Broker #201206613

541.224.5025 matt@ryan-realty.com

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